Blog - Page 54 of 54 - Raiz Invest

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July 24, 20150

We are really excited about Raiz
coming to Australia and we want to make sure everyone understands the unique
opportunities with Raiz! Here at Raiz we have made it easier than
ever to fund an investment account. We understand that investing is important,
and just as no single investment will ever be suitable for everybody, there is
no single, perfect way to fund an investment account.  This is why we
built an entirely new micro-investing platform that enables multiple ways to
invest.  There are four easy ways to get invested with Raiz:

Round-Ups
This is our most innovative feature, round-ups provide a whole new way to save
and invest money. The goal of the round-up is to help people invest money every
day, even if it’s just a small amount. We think the best way to accomplish this
is by linking investing to something we all do every day – spending. Raiz makes
it possible to link your spending accounts (EFTPOS, debit and credit cards
etc.) and then round up the virtual change from every transaction. These
round-ups can then be manually or automatically moved into your Raiz investment
account.

Automatic Investments
Raiz also makes it easy to set up recurring deposits on a daily, weekly, or
monthly basis. It’s as simple as selecting the amount of money you wish to
invest regularly, and then choosing a time period. This type of investing is
great for setting and maintaining investment goals. Setting up automatic
investment can be done in seconds through the app.

Lump Sums
In addition to some of the more unique ways of adding money to an account, our
users can also invest any amount, at any time, with a simple lump sum
investment. This makes it easy to add larger sums of money when they become
available or when your investment goals change. It only takes seconds to
deposit a lump sum into your investment account, and money is always available
for withdrawal the same way: no fees, no penalties.

Raiz Reward
This exciting functionality is truly exciting. Not only does Raiz make saving
and investing money as easy as possible, we also help find money for you. Raiz
can identify rewards programs, credits from other loyalty programs, and offers
from third parties that can be converted into investments. What other investment
program finds money for you?

With so many unique ways to fund
an account, Raiz is creating an entirely new approach to saving and investing
money. For more information on Raiz fees, click here.

So if you are as excited as we
are, make sure you sign up at www.Raizinvest.com.au quickly and register your
interest with only your email address and we will keep you update on our
progress and register you for our Beta testing program commencing later this
year.


Don’t have the Raiz App?

Download it for free in the App store or the Webapp below:

download-raiz-app
Click to download the Raiz app

 

Important Information

The information on this website is general advice only. This means it does not take into account any person’s particular investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the product.

A Product Disclosure Statement for Raiz Invest and/or Raiz Invest Super are available on the Raiz Invest website and App. A person must read and consider the Product Disclosure Statement in deciding whether, or not, to acquire and continue to hold interests in the product. The risks of investing in this product are fully set out in the Product Disclosure Statement and include the risks that would ordinarily apply to investing.

The information may be based on assumptions or market conditions which change without notice. This could impact the accuracy of the information.

Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.

Past return performance of the Raiz products should not be relied on for making a decision to invest in a Raiz product and is not a good predictor of future performance.

July 2, 20150

Imagining your Raiz account as a
healthy nest egg may be challenging when you first get started. Patience is a
virtue in nature AND investing.

If a user adds only $1 per day to
their Raiz account, it will typically take about one year before the account
generates more than it costs*.  Likewise, money sitting in a bank account
may incur more fees than it earns in interest until the balance is large
enough.

Raiz provides the most natural
way to invest. If you start small, contribute often and commit long-term, you
can help build a financial future which is in balance with whatever your life
goals may be. Tools like Round Ups, Lump Sum Deposits and Recurring Deposits
make contributions easy, and we invest in low cost ETFs so we can pass along
low management fees. Using Raiz for a year can cost less than some traditional
brokers charge for two trades. For more information on Raiz fees, click here.

Many Investors decide to start
their account with a lump sum (a single payment, perhaps $50, $100, $500 or
more) because it will likely earn more money faster. If you are unable to
invest a lump sum when you start, Round-Ups remain a smart way to put aside
spare change for your future. You’re getting started, and that’s the single
most important part of investing: beginning.

Even if you build your account
slowly, it will one day be a lot larger than what you started with. Whenever
you’re feeling discouraged, think of the mighty oak tree, and have patience.

*Assumes average long term rates
of return. 


Don’t have the Raiz App?

Download it for free in the App store or the Webapp below:

download-raiz-app
Click to download the Raiz app

 

Important Information

The information on this website is general advice only. This means it does not take into account any person’s particular investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the product.

A Product Disclosure Statement for Raiz Invest and/or Raiz Invest Super are available on the Raiz Invest website and App. A person must read and consider the Product Disclosure Statement in deciding whether, or not, to acquire and continue to hold interests in the product. The risks of investing in this product are fully set out in the Product Disclosure Statement and include the risks that would ordinarily apply to investing.

The information may be based on assumptions or market conditions which change without notice. This could impact the accuracy of the information.

Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.

Past return performance of the Raiz products should not be relied on for making a decision to invest in a Raiz product and is not a good predictor of future performance.

May 24, 20150

The number one metric for most
apps is user engagement. The more time you spend using the app; flinging birds,
playing words with friends or updating your whereabouts, the more opportunity
the producer of that app has to monetize you.

That’s ok if you are getting good
value, like Google. Their search engine is very efficient, takes little time,
and usually delivers information you want. But most apps aren’t that way. Have
you ever found yourself spending a few hours with an app when you only planned
to check in? Many apps take more than they give. Their success is dependent on
getting more and more of your attention.

At Raiz we think it should be the
opposite. Apps should free you to do more of what you really love to do. So
instead of trying to increase “user engagement” we have features like automatic
round ups, which allow you to save and invest in tiny increments without ever
checking the app.

As a popular investing tool when
you do engage with Raiz you can see how your portfolio has performed;
understand how changes in market affect the value of your investing; and also
learn about the power of regular savings and compounding. For more information on Raiz fees, click here.

image

Don’t have the Raiz App?

Download it for free in the App store or the Webapp below:

download-raiz-app
Click to download the Raiz app

 

Important Information

The information on this website is general advice only. This means it does not take into account any person’s particular investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the product.

A Product Disclosure Statement for Raiz Invest and/or Raiz Invest Super are available on the Raiz Invest website and App. A person must read and consider the Product Disclosure Statement in deciding whether, or not, to acquire and continue to hold interests in the product. The risks of investing in this product are fully set out in the Product Disclosure Statement and include the risks that would ordinarily apply to investing.

The information may be based on assumptions or market conditions which change without notice. This could impact the accuracy of the information.

Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.

Past return performance of the Raiz products should not be relied on for making a decision to invest in a Raiz product and is not a good predictor of future performance.

May 14, 20150

Hello and thanks for visiting our
blog. We want to make your financial life a little easier by offering a simple
new way to save and invest, but first let us tell you a bit about ourselves.

Raiz is a group of
mathematicians, software engineers, behaviourists and financial professionals
who all need to save and invest, and we believe this should be something that
happens in the background of life and be as natural and without effort as
possible. So we built Raiz as much for ourselves as for you. The idea is to
harmonize with human nature. We link something we need to do, investing, with
something we do all the time, spending. In this way saving and investing
happens automatically, in small increments with ease.

As you may know there are
millions of people with – “saving more for their financial future” – high on
their “to-do” list. Many are waiting to accumulate a lump sum before they
start, and missing out on years of compounding, or they believe they can’t
afford to take money out of their pay check, or can’t quite muster the
discipline to invest often enough to make a difference. But by breaking the
investment process into little pieces and finding creative ways to funnel money
into an investment account, more people can invest more often and worry less.

Behind our app is a micro
investing engine that rounds up your credit and debit card purchases to the
nearest dollar, and steers these micro-monies into your own investment account
of diversified index funds. Over time your account builds while the financial
engine does all the investing, rebalancing and instantly communicating results
to the app on your smartphone. For more information on Raiz fees, click here.

By making the increments small,
frequent and automatic, the process is easy. The registration process does take
a couple of minutes because you do have to link your bank account debit card or
credit card, and set up your investment account parameters, but after that it
just happens.

Investing small dollars may seem
insignificant at first, but it is a start.

Our commitment to our users is to
keep thinking of ways to make the savings and investment process as fun,
simple, natural and effective as possible.

Make sure you get on the list
at 
www.Raizinvest.com.au !


Don’t have the Raiz App?

Download it for free in the App store or the Webapp below:

download-raiz-app
Click to download the Raiz app

 

Important Information

The information on this website is general advice only. This means it does not take into account any person’s particular investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the product.

A Product Disclosure Statement for Raiz Invest and/or Raiz Invest Super are available on the Raiz Invest website and App. A person must read and consider the Product Disclosure Statement in deciding whether, or not, to acquire and continue to hold interests in the product. The risks of investing in this product are fully set out in the Product Disclosure Statement and include the risks that would ordinarily apply to investing.

The information may be based on assumptions or market conditions which change without notice. This could impact the accuracy of the information.

Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.

Past return performance of the Raiz products should not be relied on for making a decision to invest in a Raiz product and is not a good predictor of future performance.

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