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Join Australia’s #1 investment app. Invest spare change automatically from everyday purchases into a diversified portfolio.
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Round-Up Investments
Round-ups
Automatically invest change from your purchases to the nearest dollar – it all adds up!
Recurring Investments
Recurring investments
Set & forget recurring daily, weekly or monthly investment top ups.
Lump Sum Investments
Lump sum investments
Make one-off investments to boost your Raiz account as often as you’d like.
Flexibility
Flexibility
Invest, withdraw and switch portfolios whenever you like, without any additional fees.
Set a savings goal
Savings Goal
Setup a savings goal in the app to help you reach your targets quicker.
Transparent fee
Transparent fee
Your monthly subscription is plain and simple. Read more.
Put your money to work
Choose from a range of diversified portfolios
Standard
Our five original portfolios
Our five original portfolios, constructed to suit different risk levels. The standard investment portfolios range from Conservative to Aggressive.
Emerald
Socially Responsible
If you’re looking for exposure to socially responsible themed investing, the Raiz Emerald portfolio may be a great place to start.
Sapphire
Bitcoin
Sapphire includes a 5% allocated weighting to bitcoin, giving you an easy way to invest in cryptocurrency.
Custom
Build your own
Custom allows you to take more control by building your own portfolio from a selection of ETFs and up to a 5% weighting in bitcoin.
Super from the palm of your hand
Raiz Invest Super
Having already made investing simple & accessible, we aim to do the same for your super.
Learn moreSMSF
Onboard your SMSF to Raiz and leverage all the same great saving and investing features, including the Custom Portfolio.
Learn more
Raiz Rewards
Shop through Raiz Rewards and we’ll invest bonus cash back into your account. It’s automatic savings across hundreds of your favourite brands.
You’re in good company
Raiz Kids
Invest for your kids' future with Raiz kids, which allows you to select a portion of your Raiz balance which will go to them when they turn 18.
How does Raiz work?
Raiz works by allowing you to invest small amounts of money into a diversified portfolio of assets. Raiz is best known for its Round-Up feature which involves rounding up your transactions to the nearest dollar and investing the spare change into your Raiz account. This means that for every purchase that you make, you are also investing into your Raiz portfolio.
What are round-ups?
A “round-up” is the virtual spare change captured from rounding up a transaction to the nearest dollar. When you link a credit or debit card to your Raiz account, we track the spare change from your transactions and make it available for you to invest. Your round-ups will be viewable in the app.
How do I choose an Investment portfolio?
Raiz offers you the choice of 8 portfolios, ranging from conservative (least risky) to aggressive (most risky), along with the Emerald portfolio (socially responsible themed), the Sapphire portfolio (Bitcoin holding) and the Custom portfolio. These portfolios have different risk profiles and accordingly have different expected returns. You can use the app or read our PDS to learn more about the underlying investments of each portfolio.
What is Raiz Rewards?
Raiz Rewards is our loyalty program. When you shop with our partner brands through Raiz Rewards, they will invest a dollar amount or % of your purchase price back into your Raiz account. Raiz may also be paid a fixed amount or % of your purchase price from promoting the partner brand.
