Directors & Management - Raiz Invest

BOARD OF DIRECTORS

The Directors bring to the Board relevant experience and skills, including industry and business knowledge, financial management and corporate governance experience.

Harvey H Kalman


The Chair of the Board
Harvey Kalman is the Chair of the Board.

Harvey is a senior executive and board member with over 30 years in financial services, having provided leadership and strategic advisory across business growth, risk management, funds management, service provision, operations and innovation. He oversaw the setup and success of Equity Trustees Corporate Trustees Services (ASX: EQT), increasing funds under supervision from $0.5m in January 2000 to over $100bn in July 2021.

Current positions include Board Member and Chair of the Audit and Investments Board Committee for the Menzies Foundation and Chairman of the Financial Planning Advisory Board at Deakin University, Board member and Chair of Arbitrium Capital Partners and its Credit Risk Committee and Chair of Connexian.

Previous board appointments include Victorian Legal Services Board and executive positions at KPMG, ANZ and Ford Credit.



George Simon Lucas


Chief Executive Officer and Managing Director
Mr Lucas is the founder, Managing Director and Group CEO of Raiz Invest Limited.

He has over 30 years’ experience in the investment banking and fund management industry. His experience spans retail product strategy, managing investment risk, portfolio management, financial quantitative methods and regulatory compliance.

Prior to founding Raiz Invest Australia, Mr Lucas was the Chief Investment officer of Mariner Financial. He has been a director of two listed investment trusts and was the head of the London equity derivative trading and structuring for First Chicago.

George is a regular presenter at finance industry forums and Sky Business, and has written a book and tertiary courses regarding the use of derivatives and quantitative trading models.

George holds a Bachelor of Science from the University of New South Wales and is a member of the Australian Institute of Company Directors.



Kelly Humphreys


Independent Non-Executive Director
Kelly is an experienced non-executive director and accomplished financial services professional with current board roles across diverse sectors including building regulation, health, financial services and education. She is also a member of the Audit and Risk Committee.

Kelly has extensive senior executive experience in insurance and lending and a depth of technical expertise in operations, risk management and governance. She brings a strong commercial approach to achieving objectives in complex regulatory environments and demonstrated ability in engaging stakeholders and working effectively to deliver business growth and improved performance.

Kelly holds a Masters of Management, a Diploma of Financial Services and is a graduate member of the Australian Institute of Company Directors.



Philippa Taylor


Chief Operating Officer
Philippa Taylor is an experienced non-executive director with over two decades on boards, including as Chair of Remuneration & Nominations Committees.

Philippa has an extensive executive career with over 30 years as a professional human resources expert and board advisor to ASX-listed, commercial, government and not-for-profit organisations in financial services, professional services, tourism and recreation. Philippa brings a wealth of experience in workforce and executive governance, organisational culture and engagement.

Current positions include Board Member and Member of the Finance, Audit and Risk Committee for Western Leisure Services, Board Member for Apollo League, Board Member for We Make A Difference Pty Ltd. Previous Board Member and Chair of Remuneration & Nominations Committees for the International Women’s Development Agency.

Philippa has a Master of Business Administration, a Bachelor of Administration (Human Resource Management), a Graduate Diploma in Adult Education and is a graduate of the Australian Institute of Company Directors.



Stuart Grimshaw


Independent Non-Executive Director
Mr Grimshaw has a long and distinguished career in financial services. Most recently he was Chief Executive Officer and Board Member of EZCORP a Nasdaq listed company which he originally joined in November 2014 as Executive Chairman. Prior to joining EZCORP, he was Managing Director and Chief Executive Officer of Bank of Queensland Limited (ASX: BOQ).

During his 35-year career in financial services, Mr. Grimshaw held a wide variety of Senior Executive roles at various banking and finance companies including Caledonia Investments Pty Ltd, Commonwealth Bank of Australia, National Australia Bank and the ANZ Bank. He has also served as non-executive chairman of the board of directors of Cash Converters International Limited and a director on Suncorp Ltd.

Mr. Grimshaw has a Bachelor of Commerce and Administration degree from Victoria University in Wellington, New Zealand, an MBA from Melbourne University and has completed the Program for Management Development at Harvard Business School. He is also a former Olympian representing New Zealand in Field Hockey at the 1984 Olympics.



Brendan Barry Malone


Chief Operating Officer
Mr Malone is the Co-founder, CEO of Raiz Invest Australia and Group COO of Raiz Invest Limited. Brendan Malone has over 20 years’ experience in financial institutions including The Royal Bank of Scotland (RBS) and ABN AMRO (AMRO).

Brendan has extensive experience across all aspects of investment banking, client coverage and strategy, along with compliance and all operational functions. Brendan is known for his ability to innovate and operate at a highly strategic level, whilst driving operational excellence with a strong attention to detail. He has led large scale workforces across most front and back office functions. He has delivered transformational agendas resulting in significant synergies through mergers, acquisitions, restructuring and downsizing. Brendan has experience working across various continents, jurisdictions, legislations and regulatory environments as well as cultures in both developed and emerging economies. Brendan’s previous roles have consisted of both front and back office functions across key financial hubs including London, Hong Kong, Singapore and Sydney.

Brendan is responsible for the day to day operations of the Raiz Group’s business and is passionate about his customer centric, highly efficient, productive and dynamic team who specialise in customer service, technology, finance and marketing.
Brendan graduated from the University of Newcastle with a Bachelor of Commerce, majoring in accounting and finance. Brendan is a member of both The Chartered Institute of Management Accountants and the Australian Institute of Company Directors.



Andrew Palfreyman

Andrew Palfreyman


Company Secretary
Andrew is a corporate lawyer specialising in equity capital markets and commercial transactions. He also acts as company secretary for listed and unlisted Australian companies in the technology, finance and energy sectors. Andrew regularly advises clients on Australian corporations law, ASX Listing Rules and regulatory compliance. Prior to his admission as a lawyer, Andrew was a strategic adviser to companies and governments specialising in public policy, corporate and regulatory affairs.

Andrew holds a Juris Doctor from the University of Technology Sydney, a Master of Politics and Public Policy and Bachelor of Arts (Sociology) from Macquarie University. He is admitted as a lawyer of the Supreme Court of NSW and entered in the register of practitioners at the High Court of Australia.


Each Director above has confirmed to the Company that he or she anticipates being available to perform his or her duties as a Non-Executive or Executive Director, as the case may be, without constraint from other commitments.


SENIOR MANAGEMENT


Alex Gao


Chief Financial Officer
Alex Gao has over 15 years’ experience in accounting, finance and operations. As CFO, Alex oversees the accounting, business support, financial planning and analysis, management accounting and trading functions at Raiz. Alex joined Raiz and Instreet group in 2012 as the finance and operations manager and has worked closely with George, Brendan and James.

Alex is a member of CPA Australia and holds a Master of Commerce from the University of Sydney, majoring in accounting and finance.



James Poon


Chief Product Officer & International
James Poon has over 19 years’ experience working in financial markets, institutional and investment banking and wealth management in leading financial institutions such as Westpac, AMRO, RBS and more recently as the Head of Product at Instreet Investment. James was a Director of Structuring at RBS and was a nominated responsible manager for RBS’ AFSL. James has broad experience across multi-assets in sales, trading and financial engineering of investment products. James is committed to improving the financial well-being and literacy of clients through sound education.

James holds a Bachelor of Business (Accounting) and LLB (Hons) from University of Technology Sydney and has been admitted as a legal practitioner in NSW.


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