Interest rates in the mortgage market are moving up in the first quarter of 2022. A question we are asked a lot at Raiz Home Ownership is: “should I fix my home loan, or split it?” Read Post
Interest rates in the mortgage market are moving up in the first quarter of 2022. A question we are asked a lot at Raiz Home Ownership is: “should I fix my home loan, or split it?” Read Post
The 2022 Federal Budget announced an increase of places for the First Home Loan Deposit Scheme (FHLDS). Read Post
Are you getting ready to take the plunge and invest in property? It can be an expensive enough ordeal with the listing price alone. And stamp duty can be around 4% of the listing price as an upfront cash payment if you aren’t a first home buyer that meets the criteria for stamp exemption. Read Post
Thinking of making 2022 the year you invest in property? Here are some hints at useful resources and things to consider before signing on the dotted line. Read Post
Rentvesting is a home-owning strategy where you rent a property to live in that fits your lifestyle, while you own an investment property that fits your budget. This is because in the current property market, many Australians cannot afford their dream home now, but do not want to be left off the property ladder altogether. Read Post
We looked at 2021 in review, and now we want to share some thoughts of trends that may play out in Aussie property in 2022.
What a year for Aussie property! There’s no doubt about it, it has been a hot market. Here are some of the market highlights:
Hot off the press in December 2021! The Federal Government has re-released up to 4,650 spots on the Home Guarantee Scheme that allows first home buyers put down a 5% deposit and access to a 95% home loan from a panel of banks. Sound good? Here are some the details. Read Post
When it comes to home loans, there are many decisions to be made. What size loan to apply for? What LVR to use? What interest rate repayment style to use?
The times, they are a changing – they really are. They are changing how much someone can borrow to buy their dream home. APRA, the Banking Regulator, is looking to place new rules on the banks to tighten up lending criteria to ensure Australians can continue to afford their mortgages should interest rates go up. Read Post