28 October, 2022
Now that you’ve got a couple of phrases under your belt from lesson one, let’s move on to some new jargon to unlock your inner finance bro!
Uncategorized Archives - Page 13 of 56 - Raiz Invest
26 October, 2022
The Home Guarantee scheme
The Home Guarantee scheme (5% deposit scheme) will continue with 10,000 spots in the program each year to 30 June 2026. Buyers only need a minimum 5 per cent deposit and they will not need to pay lenders mortgage insurance (LMI) on a 95 per cent home loan. The program will be open to First Home Buyers who are Australian citizens, who are at least 18 years of age. Permanent residents are not eligible. Single applicants with a taxable income of up to $125,000 per annum for the previous financial year and couples with a taxable income of up to $200,000 per annum for the previous financial year, as shown on the Notice of Assessment (NOA) issued by the Australian Taxation Office for the previous financial year. Participants must live in the property for at least the first 12 months. It is not open to investment properties. Couples are only eligible for the First Home Guarantee if they are married or in a de-facto relationship. Other individuals buying together, including siblings, parent/child or friends, are not eligible for the First Home Guarantee.
17 October, 2022
18-10-2022
It was a rollercoaster week for global equities, led by a raft of key US economic data releases in the lead up to the US Federal Reserve’s November meeting.
27 September, 2022
21 September, 2022
Finance jargon can be tough to keep up with, here’s the basic lingo to sound like you know what you’re talking about:
15 September, 2022
‘Risk’ can be a tricky concept to a new investor. The word can have different meanings in different contexts and avoiding one type of risk can leave you open to another; investing in anything is an inherently risky thing.
12 September, 2022
12-09-2022
George Lucas, Raiz Group CEO
It was a positive week in US markets, with all sectors on the S&P 500 finishing up Friday as the market shook off weeks of declines. At home, the ASX 200 was also up for the week.
29 August, 2022
29-08-2022
George Lucas, Raiz Group CEO
It’s still summer holidays in Europe, so again it was subdued on the news front. However, this week will be about the markets processing US Federal Reserve Chair Jerome Powell’s comments from Friday, which re-emphasised the central bank’s hawkish message.
22 August, 2022
The 3 savings methods (and one sneaky pseudo-feature) that helped me save for the first time in my life.
I’ll be honest – I’m not known as much of a saver. I don’t usually have a lot left over at the end of the month and my parents have had to bail me out a few times over the years (especially at rego time 😒). And while I’ve always wanted to be able to save, be more savvy with my finances and learn how investing works – it’s always sat out of reach in the too-hard-basket.
15 August, 2022
15-08-2022
George Lucas, Raiz Group CEO
The big theme in financial markets last week was signs US inflationary pressures are starting to ease, with the latest US July CPI report showing inflation fell by more than expected. Producer Price Index (PPI) data released Thursday also pointed to easing price pressures.
