By Clayton Daniel Fund Your Ideal Lifestyle
I
hate working out.
I
still do it.
Sometimes.
But
mostly I hate it.
The
reason I hate it, is I have to do it repeatedly. If I go to the gym four times
a week for six months – great. Things are getting ahead. But if I drop down to
once a week for six months. It’s all gone again.
I’m
sure you know my frustration. Health is a constant battle.
There
is yet to be a piece of technology to take care of this for us. At the moment,
we all still have to use self control, self discipline and sweat to reach our
health plans. None of this is automatic. Every push, pull, grunt, squat, sit up
– it’s all based on us. There is zero work around.
But
the awesome thing about technology, is the basics of money management can now
be taken care of for us. Without us doing anything.
It’s
like having a personal trainer that does the working out for us. Every single
day.
What
I like about automated investments is that I don’t have to rely on my self
control and self discipline to succeed. I don’t even need to learn how to
invest any longer.
That
massive change has only come about in the last decade. Over ten years ago when
I started getting into investing, I had to learn about everything. From
clearing days, to stock brokers, to investment philosophies. I can go on and
on.
But
you don’t have to. While you still have to learn how to do a pull up correctly,
you don’t need to learn about ‘speculative mining stocks’. And in order to
avoid getting hurt you should learn how to warm up correctly, but you don’t
have to learn about ‘active fund management’.
These
days, technology and automation can take of most of the hassle with investing.
I don’t need to worry about what my investments are, or even how regularly I am
investing. All I know is that this is now being taken care of for me.
With
the world changing so rapidly, it’s not worth waiting for it to change back
again. Instead, leverage technology where possible to create shortcuts for
yourself. Money management is a rabbit hole you can explore for many years. But
is it the best use of your time? Probably not. So while I’m all for learning,
I’m not a big fan of inefficiency.
These
days you need to be selective on where you spend your time and attention.
As
such, an app like Raiz can’t replicate an entire career in the personal finance
space, but it can take care of the basics extremely well. And unless you plan
to head down the path of becoming a personal finance expert, the basics are
more than enough.
Outsource
your investments to automation.
Get
results without the sweat.
Check out the exclusive Acorns offer for Clayton Daniel’s new book Fund Your Ideal Lifestyle.
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