Feeling energized and motivated to save and invest $1,000 in 2022? Here are some ideas which could help get you there.
Switch on automatic Round-Ups
It seems easy enough, but by just turning on round-ups, this can help you invest effortlessly in the background of life. Every time you spend using an account linked to Raiz, you will be investing.
In 2021, the average Raiz user invested effortlessly almost $50 per month using the automatic round-ups feature, which adds up to almost $600 in a year!
Invest with the Recurring Investments feature
With recurring investments you can you can invest automatically and effortlessly; while choosing exactly:
- how much you want to invest
- how often you are investing, whether it’s daily, weekly, fortnightly, or monthly
This means you can be in control of getting to whatever your investment target is for 2022. If you are aiming for the $1,000 mark invested in 2022, investing $20 a week will get you there with two weeks to spare!
Have some fun using the Raiz investing gameboard
Why not have some fun while investing? Pick a weekly amount that you wish to invest and tick it off the gameboard. This takes a bit more dedication and effort than using the recurring or round-up features, but make it a bit more fun and engaging. Once you have marked off all the amounts, guess what? You have hit $1,000 invested for the year!
Pick the investment method that suits you
No matter which way you choose, we think all of our community can find ways to save and invest $1,000 in 2022. Don’t forget to check out our great features to help you on your saving and investing journey 😉
To see Raiz fees, click here.
To see if Raiz is suitable for you, please read the PDS.
*Remember if you invest $1000 for the year, you may not have a $1000 at the end of the year. This is because market values go up and down and these fluctuations affect your final balance at the end of the year.
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You may be surprised to learn that RAIZ Invest Australia Limited (ABN 26 604 402 815) (Raiz), an authorised representative AFSL 434776 prepared this information.
We are not allowed, and have not prepared this information to offer financial product advice or a recommendation in relation to any investments or securities. If we did give you personal advice, which we did not, then the use of the Raiz App would be a lot more expensive than the current pricing – sorry but true. You therefore should not rely on this information to make investment decisions, because it was not about you for once, and unfortunately, we cannot advise you on who or what you can rely on – again sorry.
A Product Disclosure Statement (PDS) for Raiz Invest and/or Raiz Invest Super is available on the Raiz Invest website and App. A person must read and consider the PDS before deciding whether, or not, to acquire and/or continue to hold interests in the financial product. We know and ASIC research shows that you probably won’t, but we want you to, and we encourage you to read the PDS so you know exactly what the product does, its risks and costs. If you don’t read the PDS, it’s a bit like flying blind. Probably not a good idea.
The risks and fees for investing are fully set out in the PDS and include the risks that would ordinarily apply to investing. You should note, as illustrated by the global financial crisis of 2008, that sometimes not even professionals in the financial services sector understand the ordinary risks of investing – because by their nature many risks are unknown – but you still need to give it a go and try to understand the risks set out in the PDS.
Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance. Those of you who cannot afford financial advice may be considering ignoring this statement, but please don’t, it is so true.
Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.
This information may be based on assumptions or market conditions which change without notice and have not been independently verified. Basically, this says nothing stays the same for long in financial markets (or even in life for that matter) and we are sorry. We try, but we can’t promise that the information is accurate, or stays accurate.
Any opinions or information expressed are subject to change without notice; that’s just the way we roll.
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