
The Australian Government has released 40,000 new places under the Federal Government Home Guarantee Scheme (HGS). Read Post

The Australian Government has released 40,000 new places under the Federal Government Home Guarantee Scheme (HGS). Read Post



The proposed NSW shared equity scheme recently announced and coming soon is designed to give more Aussies a chance to co-own their own home. This scheme would mimic the Federal Equity Scheme of property co-ownership, but the key difference is it that will be offered to key worker first home buyers (teachers, nurses or police) as well as older singles 50 years of age or older and single parents with children aged under 18. Read Post



Through our time at Raiz Home Ownership, we have seen that while many people have the income to afford a loan, the hard thing to do is to build up the deposit. This was one of the reasons Raiz was started in the first place; to assist in saving for life goals such as deposits for houses. Read Post



Exciting news! Raiz Kids has been rebuilt from the ground up, with new features and more control for both parents and children.



Interest rates in the mortgage market are moving up in the first quarter of 2022. A question we are asked a lot at Raiz Home Ownership is: “should I fix my home loan, or split it?” Read Post



The 2022 Federal Budget announced an increase of places for the First Home Loan Deposit Scheme (FHLDS). Read Post



Are you getting ready to take the plunge and invest in property? It can be an expensive enough ordeal with the listing price alone. And stamp duty can be around 4% of the listing price as an upfront cash payment if you aren’t a first home buyer that meets the criteria for stamp exemption. Read Post



Rentvesting is a home-owning strategy where you rent a property to live in that fits your lifestyle, while you own an investment property that fits your budget. This is because in the current property market, many Australians cannot afford their dream home now, but do not want to be left off the property ladder altogether. Read Post



We looked at 2021 in review, and now we want to share some thoughts of trends that may play out in Aussie property in 2022.



What a year for Aussie property! There’s no doubt about it, it has been a hot market. Here are some of the market highlights: