Have a skincare routine? You already understand investing.
We accept wrinkles and aging as a part of life. So we cleanse, exfoliate and SPF our way through our 20s and 30s, not because we expect overnight results, but because we know good skin in your 40s, 50s and beyond starts way earlier.
So why don’t we treat our financial future the same way?
Think of investing like a long-term skincare routine for your money. You don’t slap on one serum and expect instant glow. You commit to a routine, tweak it as life changes, and trust the process. And one day, you wake up and think: thank God I started when I did.
It’s not about being rich tomorrow
When you’re in your 20s or 30s, it’s easy to feel like investing is something for “later”. Rent, bills, travel, brunch, maybe kids… it’s a full plate. But just like skipping sunscreen now can show up later as pigmentation, skipping early investing can show up later as financial stress.
And the truth is, you don’t need a lot to start. With Raiz, you can begin investing with just your spare change. Literally. Set up Round-Ups or recurring deposits and it runs in the background (just like an automatic serum subscription).
You already know how this works
You research ingredients before you put anything on your skin. You don’t expect retinol to work overnight. You know consistency beats quick fixes.
Investing is no different. Long-term results come from small, consistent steps. The markets will go up and down (just like hormonal skin days), but the overall trajectory, if you stay consistent, is growth.
Get everything working together
Let’s take the metaphor and make it literal. A fancy Laneige eye mask might set you back $49, but if you buy it through Adore Beauty via Raiz Rewards, you could make that spend work harder. Not only would it trigger a whole dollar Round-Up, you could also earn up to 4.2% cashback (that’s $2.05) invested directly into your Raiz account.
You’re doing it for you
The 50-year-old you? They’re already proud. Not because your portfolio looks perfect, but because you cared enough to start.
Investing isn’t just about money, it’s about autonomy. Freedom. Options. It’s about giving your future self the same respect and care you give your future skin.
So while you’re double cleansing and layering actives, ask yourself: is your money doing any of the work?
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Important Information
This blog has been issued by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022) and has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Please read the relevant Product Disclosure Statement and any associated reference documents before making an investment decision. In accordance with the Design and Distributions Obligations, we maintain Target Market Determinations for our Funds. All documents can be found on the Raiz website www.raizinvest.com.au, or calling the Customer Support team on 1300 754 748. Please note that past performance is not a reliable indicator or guarantee of future performance. Historical returns, forecasts, and market commentary are provided for general informational purposes only. All investment carries risk and may result in loss of capital.
