Big changes are coming to how super gets paid in Australia, and if you’ve got a job, it’s worth knowing what’s changing.
The Australian Government is introducing “Payday Super”, which means employers will need to pay super at the same time as your salary and wages, instead of only paying it quarterly. The change is expected to start from 1 July 2026.
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Australian markets continued to show resilience this week, with the ASX 200 edging 0.3% higher as improving global sentiment and strong corporate activity supported investor confidence. Several major capital raisings highlighted ongoing momentum across the local market, including Arafura Rare Earths securing A$350 million to advance the Nolans Project and Electro Optic Systems raising A$150 million to support future growth initiatives. New listing SkinKandy also delivered a strong market debut, finishing its first week above its IPO price, reflecting healthy investor appetite for new opportunities.
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Australian shares moved lower this week, with the ASX 200 falling 1.3% following the release of the Federal Budget. Investor sentiment was weighed down by proposed changes to negative gearing and capital gains tax rules, which are designed to encourage investment into new housing and startups rather than established properties. Bank stocks came under pressure as markets assessed the potential impact of the reforms.
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The Federal Budget is packed with headlines, promises, and policy announcements, but it also comes with a whole lot of jargon. From fiscal deficits and bracket creep to offsets, surpluses, and super changes, it can sometimes feel like you need a finance degree just to follow along. That’s why we’ve put together this simple glossary of common Federal Budget terms to help break down the language, cut through the confusion, and make it easier to understand what the Budget actually means for Australians and their money.
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Australian shares edged modestly higher this week, with the ASX 200 up 0.2%. On 5 May, the RBA increased the official cash rate by 25 basis points to 4.35%, marking its third consecutive rate hike this year. The central bank pointed to ongoing inflation pressures, partly driven by higher global energy prices, and reinforced the need to slow demand in the economy.
Investor attention is also turning to the Federal Budget, which will be released tonight, with expectations centred around cost-of-living tax relief. Stay tuned for more from the Raiz team tomorrow as we break down the key announcements and what they could mean for Australians and investors.
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Ask almost any long-term investor what they would do differently, and you’ll hear similar answers.
Not complex strategies.
Not stock picking regrets.
Not fancy timing techniques.
Just three simple things.
The good news? They’re all avoidable.
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Australian shares moved lower this week, with the ASX 200 down 0.6% as declines in consumer staples and healthcare outweighed gains in the energy sector. Investor attention is increasingly turning to the upcoming Federal Budget, with potential changes to the capital gains tax discount in focus. While Australia has remained an outlier in the global rate hiking cycle, recent hawkish holds from other central banks suggest policy could stay tighter for longer.
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Have you ever opened your Raiz app and seen your return in the negative?
Maybe you’ve been watching the news and seen that big red arrow when commentators talk about the share market falling?
It’s normal to feel a bit uneasy, especially when you’re new to investing. Seeing red can trigger that instinct to react straight away. But when it comes to investing, what feels big in the short term often looks like just a blip when you zoom out and look at the longer-term picture.
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Australian markets faced a softer week, with the ASX 200 easing 1.8% as economic data pointed to a more challenging backdrop. Activity levels remained modest while price pressures picked up again, particularly in housing where rents continue to push higher. While this keeps inflation in focus, there are also signs that policymakers are actively working on longer-term solutions, including efforts to manage public spending. Encouragingly, corporate activity remains strong, with companies like NextDC raising significant capital to support future growth, showing continued confidence in Australia’s long-term outlook.
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For many Australians, a home loan is one of the largest financial commitments they’ll take on. But over time, changes in interest rates, property values or personal circumstances can create opportunities to reassess how that loan is structured.
One option some borrowers explore is refinancing. While it’s often discussed in the context of reducing repayments or securing a different loan structure, refinancing may also play a role in broader financial planning, including freeing up capital that could be used for other purposes, such as investing.
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