Reading, (w)riting, (a)rithmetic. These were the three “R”s of days gone by to help people learn the skills for adulthood and the workforce. But what about financial education and skills? Did you receive the right framework to get on top of your finances? Read Post
When it comes to home loans, there are many decisions to be made. What size loan to apply for? What LVR to use? What interest rate repayment style to use?
Imagine having the benefit of hindsight when making financial decisions. These little decisions can have big impacts down the track.
At Raiz, we know that ever dollar counts! Because of that, we don’t want you missing out on any potential cash rewards from our Raiz Rewards partners that could be invested into your Raiz Invest or Raiz Invest Super account. Read Post
The times, they are a changing – they really are. They are changing how much someone can borrow to buy their dream home. APRA, the Banking Regulator, is looking to place new rules on the banks to tighten up lending criteria to ensure Australians can continue to afford their mortgages should interest rates go up. Read Post
15-11-2021
George Lucas, Raiz Group CEO
This week saw US equities continue to lead the worldwide rush into stocks that has almost doubled the MSCI All-World share index, which tracks equity performance in 50 nations, since March 2020.
It finally happened. After months and months of record low interest rates and home loan rates, Aussie banks have started to increase their fixed rates on mortgages for two-year, three-year, four-year & five-year terms.
2-11-2021
George Lucas, Raiz Group CEO
In investment circles, October gets a bad rap. Three past tumultuous market events – the Bank Panic of 1907, the 1929 stock market crash and Black Monday in 1987 – all occurred in October. Consequently, the “October effect” traditionally has investors nervy, anxiously awaiting the calmer waters of November.
