With inflation on the rise it’s more important than ever to make sure you’re getting the best deal possible. By developing your negotiation skills, you can save money on a huge range of purchases, from big-ticket items like vehicles to everyday services and subscriptions. While the thought of saying “is that the best price you can do?” may seem daunting at first, the worst that can happen is they say “no”.
With tax time just around the corner, now is the perfect opportunity to give your finances a check-up. Here are some practical steps you can take to improve your financial health.
In the world of personal finance, optimising productivity can have a massive impact on achieving your financial goals and building healthy financial habits. By harnessing effective strategies and techniques, you can boost your financial productivity and pave the way for financial success.
PLEASE NOTE: This blog contains outdated information regarding “Custom” portfolios. These portfolios were replaced by Plus portfolios on 01/08/2023, for more information please read the Plus blog post or the PDS.
This week Raiz has launched an innovative investment portfolio option: “Property” which includes a 30% weighting on residential property investment. This new investment option is aimed at helping Aussies who have previously felt locked out of residential property investment due to the steep initial costs associated with traditional property investment.
Exchange Traded Fund
You might have heard the term “ETF” thrown around, and that there are ETFs in your Raiz portfolio, but not really sure what they are or how they work? Well, don’t worry, because we’ve got you covered!
There’s a lot to factor in when planning a trip. Here we break down all the big-ticket items to plan and how you can earn rewards in each category. By booking or purchasing through Raiz Rewards, you can help offset the cost of your travel expenses and make your trip more affordable by having a percentage of your purchase reinvested into your Raiz account.
These days, curating an aesthetic life is a never-ending pursuit often contributing to overconsumption – not to mention the financial implications of keeping up with increasingly fleeting trends. As Raiz users, I’m going to assume you are in the pursuit of a financially stable future and are therefore not keen on frittering your savings away on whatever discount codes cross your screens.
Setting a savings goal can be a powerful tool for managing your money and making better financial decisions. It can also help you achieve your financial goals faster and more effectively. The first step is having a specific savings goal in mind. For example, rather than resolving to “saving more”, you could have a more specific goal such as “save & invest $10 every week” so you are able to track your progress and stay motivated at each milestone.
Calculations on how much money you could save by either making your coffee at home or skipping it altogether are well-worn clichés in finance world rhetoric. Contrary to this: life is hard and small joys are often what get us through the day. Your iced long black probably isn’t going to be the determining factor that holds you back from financial independence, hitting your goals or feeling successful – it’s just not that deep. Read Post
In everyday life, we often refer to investing as putting time or effort into something that will provide a long-term benefit, such as an education. When we talk about investing from a financial perspective, we’re more concerned with investing money, with the expectation of generating an income or profit with a long-term benefit for you financially.
