Get Goal Digging - Raiz Invest

Alongside health, career and education – financial stability is a common goal for Australians of all life stages. Breaking this down further, you may find yourself saving for an end-of-year holiday, buying a home, starting a family, a new car or building an emergency fund. In an increasingly expensive world, your savings goal could be almost anything!

Whatever it is you’re aiming for, having clear objectives helps steer your financial decisions and fosters disciplined saving habits.



SMART goals:

Realistic financial goals are Specific, Measurable, Achievable, Relevant, and Time-bound (SMART). They consider your current financial situation, income, expenses, and future aspirations. Whether short-term or long-term, these goals serve as milestones on your financial journey, providing direction and motivation along the way.

Setting unattainable goals can lead to frustration and disappointment, whereas achievable goals provide a sense of accomplishment and motivation. Realistic financial goals are more motivating because they provide a clear path forward. When you set achievable goals, you’re more likely to stay committed and focused on taking the necessary steps to reach them.


At Raiz, we understand how tricky it can be to stick to a savings goal once the initial serotonin buzz of getting started wears off.


One of the most powerful features of Raiz is the ability to automate investments through recurring contributions which triggers a forecasted date you can expect to achieve your financial goal.

By setting up your goal within Raiz (Invest>Recurring >Savings Goal ON) your mental energy won’t be wasted on keeping track – Raiz will automatically contribute to your goal even if you forget! By automating your investments, you ensure that a portion of your income is consistently set aside for savings without requiring manual intervention. This consistency helps you build your savings steadily over time, regardless of fluctuations in income, expenses or motivation levels.


Published 15/3/2024


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Important Information

Raiz Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia Fund and Raiz Property Fund are issued in Australia by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) a subsidiary of Raiz Invest Limited and promoted by Raiz Invest Australia Limited (ACN 604 402 815).

Raiz Invest Super is a Division of AMG Super and is issued by Equity Trustees Superannuation Limited (AFSL 229757, RSE Licence No L0001458) as Trustee of AMG Super.

The information is general information only and does not take into account of your personal financial situation, goals or needs. You should obtain financial advice tailored to your circumstances by a licensed financial adviser. 

A Product Disclosure Statement (PDS) and Target Market Determination (TMD) for Raiz Invest Australia Fund, Raiz Invest Super and Raiz Property Fund (together, the Products) are available on the Raiz Invest website and App. Please read and consider the PDS and TMD to understand the risks and determine if the Products are suitable for you. The risks and fees are fully set out in the PDS and include the risks that would ordinarily apply to investing.

Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance.

Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in the Products.

This information may be based on assumptions or market conditions which change without notice and have not been independently verified.

Any opinions or information expressed are subject to change without notice.

Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.

Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).