Uncategorised Archives - Raiz Invest

Markets entered 2026 facing an unexpected geopolitical shock, with events in Venezuela sparking global headlines. Despite the scale of the development, the immediate market reaction was measured. Oil and energy stocks saw modest gains, reflecting potential supply-side impacts, while safe haven assets like gold and silver also moved slightly higher. Investors appear to be viewing the situation as contained for now, though the potential for longer-term disruption remains, particularly if there are broader shifts in energy infrastructure or geopolitical stability.

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If you are just starting to learn about money, you might wonder why people invest at all. Why not just save in the bank? The answer is simple. Prices keep going up, and investing gives your money a chance to grow faster than those rising costs.

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Why new year’s resolutions often fizzle, and how to make yours stick!

New year, new you? Most of us would love that, but the truth is a bit messier.  You’ve probably heard that plenty of people ditch their resolutions within a few weeks, and the research backs it up. Some studies show most resolutions fade before the month is out, while others suggest the average one only survives a few months at best. So if you’ve ever started January feeling unstoppable and ended up back in old habits by March, you’re in good company.

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Australia’s share market had a modest pullback this week after a strong finish to 2025, as investors weighed the possibility of further interest rate tightening. According to market futures and commentary, equities are expected to grind modestly higher in 2026 as rate discussions continue to dominate sentiment.

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Every January, millions of Australians set resolutions, but few turn them into real goals. The difference matters: resolutions rely on motivation, while goals rely on action. And when it comes to money, small consistent actions always win.

If you’ve been meaning to start investing but haven’t quite got there yet, you’re not alone. Life gets busy, and “investing” can sound like something you’ll do later, when you have more time, more money or more confidence.

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5 things to sort before the year begins

There’s something about the start of a new year that makes everything feel possible. But instead of waiting until January to get organised, a little prep now can make a big difference to how you start 2026.

Here’s your quick and practical checklist to kick off the new year feeling calm, confident and in control of your money.

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The Australian share market, specifically the ASX 200, fell 0.9% this week as talk of more RBA rate hikes weighed on investor sentiment. Energy, healthcare and utilities were the biggest drags on the ASX 200, while industrials and financials posted small gains. With inflation still sitting above the RBA’s target range, markets are adjusting expectations and taking a more cautious view heading into the new year. 

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Investing is one of the best ways to grow your money over time. But the hardest part is often just getting started. The good news is you don’t need to know everything, and you don’t need thousands of dollars. You just need a simple plan. Here are five easy steps to help you get investing ready.

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Sometimes the best way to understand investing is to see the numbers play out. Let’s look at two everyday people, Sarah and James, and how their money grows in different situations. We will compare saving with no interest, saving in a high-interest account, and investing in the share market*.

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