Every January, millions of Australians set resolutions, but few turn them into real goals. The difference matters: resolutions rely on motivation, while goals rely on action. And when it comes to money, small consistent actions always win.
If you’ve been meaning to start investing but haven’t quite got there yet, you’re not alone. Life gets busy, and “investing” can sound like something you’ll do later, when you have more time, more money or more confidence.
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5 things to sort before the year begins
There’s something about the start of a new year that makes everything feel possible. But instead of waiting until January to get organised, a little prep now can make a big difference to how you start 2026.
Here’s your quick and practical checklist to kick off the new year feeling calm, confident and in control of your money.
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The Australian share market, specifically the ASX 200, fell 0.9% this week as talk of more RBA rate hikes weighed on investor sentiment. Energy, healthcare and utilities were the biggest drags on the ASX 200, while industrials and financials posted small gains. With inflation still sitting above the RBA’s target range, markets are adjusting expectations and taking a more cautious view heading into the new year.
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Investing is one of the best ways to grow your money over time. But the hardest part is often just getting started. The good news is you don’t need to know everything, and you don’t need thousands of dollars. You just need a simple plan. Here are five easy steps to help you get investing ready.
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Sometimes the best way to understand investing is to see the numbers play out. Let’s look at two everyday people, Sarah and James, and how their money grows in different situations. We will compare saving with no interest, saving in a high-interest account, and investing in the share market*.
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The Australian share market rose 0.7% this week, supported by strength in the materials and gold sectors. The RBA kept interest rates on hold, as expected, but struck a firmer tone in its messaging. Governor Michele Bullock made it clear that the RBA doesn’t see rate cuts in the “foreseeable future,” noting that future decisions will remain dependent on how the data evolves into 2026. While only a few sectors finished higher this week, resources helped lift the market overall.
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When you are new to investing it can feel overwhelming. There are plenty of myths out there that make people think it is too hard, too risky, or not for them.
Let’s clear up a few common myths you’ve probably heard so you can feel confident about taking the first step.
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The weather’s warming up, the phone is buzzing, work is winding down, and your calendar is suddenly looking a lot fuller than your bank account. Welcome to the silly season.
Between gifts, parties, travel and catching up with every friend you’ve ever met, it’s easy to get swept up and overspend. But the good news is you can still enjoy everything summer has to offer without the January regret.
We don’t want to start the new year off with a spending hangover from the silly season. Here’s how to make it through the festive season with your wallet and your sanity intact.
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The Australian share market rose slightly this week, with the ASX 200 up 0.2%. Confidence that the US might soon cut interest rates gave local markets a bit of a boost. However, that was balanced out by talk that the RBA might go the other way and increase rates in 2024, which kept gains modest. Still, it was a positive week after a run of recent declines.
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Albert Einstein is often quoted as saying, “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” Big words, but what does it actually mean? Let’s break it down.
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