10 investing quotes to learn from
Yes, you can learn a lot from your own mistakes. But when it comes to money, it’s usually cheaper to learn from other people.
Ten years of Raiz has meant a lot of change. New features, new ways to invest, and a bigger focus on education so you can feel more confident along the way. Between the newsletter, the Raiz Your Game podcast, and Raiz Academy courses, there’s plenty to learn without it feeling like homework.
So we thought we’d keep it fun. Here are some of the most famous investing quotes from greats and wise minds, translated into normal human language, plus how they can help you on your Raiz investing journey.
And don’t worry if you have no idea who these people are. You don’t need their life story. You just need the lesson, and a simple way to put it into action.
Our favourite 10 quotes:
- “The stock market is a device for transferring money from the impatient to the patient.” Warren Buffett
What it really means: The market rewards people who can chill.
How it helps you: The less you panic-check, the better you usually behave.
Raiz move: Investing is a long game, pick a Raiz portfolio that suits how long you plan to be invested for. - “The big money is not in the buying and selling, but in the waiting.” Charlie Munger
What it really means: The magic is time, not activity.
How it helps you: Constant tweaking can get in the way of compounding.
Raiz move: Pick your approach and give it time. Investing should be boring. - “Don’t look for the needle in the haystack. Just buy the haystack.” John C. Bogle
What it really means: Stop trying to pick the one perfect winner.
How it helps you: Diversification is your safety net.
Raiz move: Our portfolios help you access broad diversification rather than trying to guess the next big thing. - “Know what you own, and know why you own it.” Peter Lynch
What it really means: If you cannot explain it, pause.
How it helps you: Confidence comes from clarity, not complexity.
Raiz move: In Raiz, there’s a portfolio for different comfort levels and goals. Plus you can head to Raiz Academy to keep learning about investing with our quick, straightforward courses. - “You can’t predict. You can prepare.” Howard Marks
What it really means: No one knows what markets will do next.
How it helps you: You do not need predictions, you need a plan that can handle ups and downs. - “The four most dangerous words in investing are: ‘This time it’s different.’” Sir John Templeton
What it really means: Be careful when hype sounds like certainty.
How it helps you: Shortcuts usually come with bigger risks.
Raiz move: If something sounds too good to be true, it likely is. Stick with your long-term habit. - “The investor’s chief problem, and even his worst enemy, is likely to be himself.” Benjamin Graham
What it really means: Behaviour can matter more than brains.
How it helps you: Most investing mistakes happen when emotions take the wheel.
Raiz move: Decide your rules in calm times. For example, your rule might be ‘I keep investing even when the market dips – I stay the course’. - “Far more money has been lost by investors preparing for corrections… than has been lost in corrections themselves.” Peter Lynch
What it really means: Waiting for the perfect time can cost you.
How it helps you: The start date matters more than the “best” date.
Raiz move: Start small now, then build consistency. Let time in the market do the heavy lifting. - “Risk comes from not knowing what you’re doing.” Warren Buffett
What it really means: Confusion feels like risk.
How it helps you: Understanding the basics makes everything feel less scary.
Raiz move: Use Raiz Academy to learn the foundations like ETFs and investing basics, then keep your plan simple. - “The race is not always to the swift.” Aesop
What it really means: Slow and steady can win.
How it helps you: Big bursts are impressive, but consistency is what builds wealth.
Raiz move: A small regular deposit beats a once-a-year surge that never repeats.
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Important Information
This blog has been issued by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022) and has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Please read the relevant Product Disclosure Statement and any associated reference documents before making an investment decision. In accordance with the Design and Distributions Obligations, we maintain Target Market Determinations for our Funds. All documents can be found on the Raiz website www.raizinvest.com.au, or calling the Customer Support team on 1300 754 748. Please note that past performance is not a reliable indicator or guarantee of future performance. Historical returns, forecasts, and market commentary are provided for general informational purposes only. All investment carries risk and may result in loss of capital.
