Invest more with a round-ups multiplier - Raiz Invest

Saving money can be a challenge, but with Raiz’s round-ups multiplier, it’s never been easier to invest without lifting a finger.

This innovative feature, developed with customer feedback in mind, is a handy way to invest more by automatically multiplying the amount of spare change rounded up from your spending (2x, 3x, or 5x).


How does it work?

Round-ups link to your bank account, rounding up each transaction you make to the nearest dollar and then investing that spare change into your chosen Raiz portfolio. When the round-ups multiplier is enabled, your round-ups will be multiplied by the selected amount (2x, 3x, 5x). For example, if you were to make a purchase for $9.50, this transaction would normally be a $0.50 round-up to $10, but with a multiplier set to 2x, you would instead see a $1.00 round-up.


You can enable or disable the multiplier at any time:

  1. From the side menu go to ‘My Settings’
  2. Tap ‘Round-ups Settings’
  3. Toggle the ‘Round-ups Multiplier’ widget on/off
  4. If you are adding/changing a multiplier, tap your preferred multiplier (2x, 3x, 5x)


Benefits of the round-ups multiplier

  1. Effortless Investing: Save and invest without thinking, effortlessly adding to your Raiz account with each transaction.
  2. Accelerate Goals: Potentially reach your financial objectives faster with consistent contributions.

Pss! Since this all happens in the background automatically, be sure to maintain sufficient funds in your linked funding account to cover the debits for your round-up investments.


Published 25/10/2023


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Important Information

Raiz Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia Fund and Raiz Property Fund are issued in Australia by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) a subsidiary of Raiz Invest Limited and promoted by Raiz Invest Australia Limited (ACN 604 402 815).

Raiz Invest Super is a Division of AMG Super and is issued by Equity Trustees Superannuation Limited (AFSL 229757, RSE Licence No L0001458) as Trustee of AMG Super.

If you have read all or any part of our email, website, or communication then you need to know that the information is general information only and does not take into account of your personal financial situation, goals or needs. You should obtain financial advice tailored to your circumstances by a licensed professional adviser, as we are not authorised to provide personal financial advice.

A Product Disclosure Statement (PDS) and Target Market Determination (TMD) for Raiz Invest Australia Fund, Raiz Invest Super and Raiz Property Fund (together, the Products) are available on the Raiz Invest website and App. Please read and consider the PDS and TMD to understand the risks and determine if the Products are suitable for you. The risks and fees are fully set out in the PDS and include the risks that would ordinarily apply to investing.

Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance.

Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in the Products.

This information may be based on assumptions or market conditions which change without notice and have not been independently verified.

Any opinions or information expressed are subject to change without notice.

Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.

Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).