Setting goals and staying focused over summer - Raiz Invest

Focus on the possibilities for success, not on the potential for failure.” — Napoleon Hill

If there’s one thing we could all probably use a lot more of, it’s the ability to stay focused. Telling yourself to set goals is one thing, but staying focused and completing those tasks is the hard part.

The good news is that there are several techniques that can help you set your goals and stay focused over summer.


1. Prioritise your tasks

A simple daily routine can help maximise your productivity. To achieve this, each night write down a short list of the most important things you need to accomplish tomorrow in order of importance. When you wake up the next day concentrate on only the first task. Work until the first task is complete and approach the rest of the list in this same fashion. Repeat this process every working day. You will be surprised how quickly you will finish your task list if you remain focused on it, freeing up time to do other things.

Why is this method so simple yet effective? It allows you to focus on the most important goals, put aside distractions and has given you structure to your working day that has already been planned and thought out the night before.


2. Practice the Pomodoro Technique

Maintaining focus isn’t always easy but it will help you work more efficiently. Next time you feel yourself losing track of your attention span, attempt the Pomodoro technique.

This technique is based on a timing method that helps train your brain to stay on task for short periods of time.

To do this, set your timer for 25 minutes and get to work. When your buzzer goes off, take a 5-minute break. Set the timer again and repeat. Once you’ve done four rounds of this you can take a longer break of about 20 minutes.


3. Set a SMART goal

Staying focused will help you get more done in less time. If your lack of focus is a result of feeling overwhelmed by a complex project, try breaking it down into smaller parts, and plugging the smaller steps into the SMART formula.

SMART stands for:

Specific. What exactly needs to be done?

Measurable. How will you track your progress?

Achievable. Is your deadline realistic?

Relevant. How does it fit with your overall plan or bigger goal?

Timely. Give yourself a timeline for when it needs to be done?


4. Fuel your body

We all know what happens when we don’t fuel our body – we feel run down, we might get ‘hangry’ in the office (combination of hungry and angry) and we may even start stress eating.

So, to keep our body functioning to the best of its ability, remember to not skip meals and eat a balanced diet.

The same way you plan and set your days, you should be planning your meals.


5. Get enough sleep

It’s no secret that getting a good night’s rest will help boost your productivity. The recommended amount of sleep for adults aged 18 to 60 years old is 7 or more hours a night.

This summer, while we are all looking to wind down, be sure to take care of your body and don’t fall into bad habits like skipping out on good rest. To boost your sleep health, try to:

  • Avoid caffeinated beverages at night
  • Switch off all electronics devices 30 minutes before bedtime. The lights from your phone will stimulate your brain and prevent you from feeling sleepy
  • Read a book before bed. Stress tends to build up throughout the day but by immersing yourself in a good book, you can take your mind off your current situation. One study found that reading a book for just 6 minutes before bed reduced stress by up to 68%.


6. Be more mindful

As the year comes to an end, you begin to think about what the future may hold. It is common to experience your mind wandering off, distracted thinking (aka. daydreaming) affects everyone.

Being mindful means you can maintain moment to moment awareness of where you are and what you’re doing – which is great for when you’re trying to stay focused.

Being mindful and recognizing when your attention starts to drift can help you quickly bring your focus back to where it needs to be. You can train your brain to be more mindful through simple deep breathing, stretching, and meditation.



Don’t have the Raiz App?

Download it for free in the App store or the Webapp below:


Click to download the Raiz app


Important Information

If you have read all or any part of our email, website, or communication then you need to know that this is factual information and general advice only. This means it does not consider any person’s particular financial objectives, financial situation, or financial needs. If you are an investor, you should consult a licensed adviser before acting on any information to fully understand the benefits and risk associated with the product. This is your call but that is what you should do.

You may be surprised to learn that RAIZ Invest Australia Limited (ABN 26 604 402 815) (Raiz), an authorised representative AFSL 434776 prepared this information.

We are not allowed, and have not prepared this information to offer financial product advice or a recommendation in relation to any investments or securities. If we did give you personal advice, which we did not, then the use of the Raiz App would be a lot more expensive than the current pricing – sorry but true. You therefore should not rely on this information to make investment decisions, because it was not about you for once, and unfortunately, we cannot advise you on who or what you can rely on – again sorry.

A Product Disclosure Statement (PDS) for Raiz Invest and/or Raiz Invest Super is available on the Raiz Invest website and App. A person must read and consider the PDS before deciding whether, or not, to acquire and/or continue to hold interests in the financial product. We know and ASIC research shows that you probably won’t, but we want you to, and we encourage you to read the PDS so you know exactly what the product does, its risks and costs. If you don’t read the PDS, it’s a bit like flying blind. Probably not a good idea.

The risks and fees for investing are fully set out in the PDS and include the risks that would ordinarily apply to investing. You should note, as illustrated by the global financial crisis of 2008, that sometimes  not even professionals in the financial services sector understand the ordinary risks of investing – because by their nature many risks are unknown – but you still need to give it a go and try to understand the risks set out in the PDS.

Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance. Those of you who cannot afford financial advice may be considering ignoring this statement, but please don’t, it is so true.

Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.

This information may be based on assumptions or market conditions which change without notice and have not been independently verified. Basically, this says nothing stays the same for long in financial markets (or even in life for that matter) and we are sorry. We try, but we can’t promise that the information is accurate, or stays accurate.

Any opinions or information expressed are subject to change without notice; that’s just the way we roll.

The bundll and superbundll products are provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian credit licence number 247415. Bundll, snooze and superbundll are trademarks of Flexirent Capital Pty Ltd, a subsidiary of FlexiGroup Limited. Lots of names, which basically you aren’t allowed to reproduce without their permission and we need to include here.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.

Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).