2022: Raiz Home Ownership property predictions - Raiz Invest

We looked at 2021 in review, and now we want to share some thoughts of trends that may play out in Aussie property in 2022.

Please note that this is not advice, but rather an opinion on how changes in demand and supply in the property market, as well as changes in participants behaviour and needs may affect listing times, property values, and even property designs.


Key predictions:

Supply is likely to increase in 2022 as price rises slow down

With such large price rises seen in 2021, some sellers won’t want to miss the boat if prices stop rising, or potentially if prices drop from record highs in 2022.


Strong sales will likely continue, but property sales may take longer

As supply starts to meet demand, property sales may take a week or two longer to settle after listing compared to 2021, meaning buyers can possibly be a bit choosier.


Buyers will become more discerning before they commit to a purchase

This will stem directly from an increase in supply and properties staying on the market for longer, taking the perceived pressure away from the buyer and possibly moving the pressure onto the seller.


Interest rates are likely to continue creeping higher

We have already seen interest rates moving up in late 2021 from the record lows, but competitive variable rates will hopefully keep borrowers engaged.


2022 will see the rise of the digital home loan

More lenders are offering the possibility of a digital loan approval in minutes, not days or weeks.


The home study area becomes a necessity for new apartment designs

A substantial cohort of office workers who can work from home (wfh) will want to wfh at least one to two days per week from home in 2022 and beyond. They will want a comfy space to do so.


CBD offices may change forever

Some CBD commercial properties may even be converted into apartments to better make use of the space and achieve a better return for the owners.


The Federal Government will continue to release more places for the 5% Deposit Scheme (FHLDS)

Check out our previous blog for more information on this scheme.


What will 2022 look like for Raiz Home Ownership?

We have a lot more in store for 2022 with an expansion of our offering. We have already helped many Aussies own their dream and look forward to helping many more. Watch this space.

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If you would like to find out more about Raiz Home Ownership, please contact the team at home@raizhomeownership.com.au, or register your interest.



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