Each Raiz Home Specialist will negotiate with the lender on your behalf.
We take the pressure away by guiding you through the lending process.
We give you options and work hard to provide a smooth experience to get you into a new home or refinance an existing loan.
We have a panel of up to 50 different lenders, including the major banks, giving you lots of choice and potentially the best rate.
First Home Buyers Loans
First Home Buyers
We will assist and work with you if you are eligible for the First Home Loan Deposit Scheme (FHLDS) where you could purchase or build a new home with as little as 5% deposit.
There are also various State based Duty reductions, and other benefits to First Home Buyers that we will work with you to reduce your costs.
The information on this website is general advice only. The information has been prepared for informational purposes only and are not intended to amount to financial product advice or a recommendation in relation to any loan or investment. This means it does not consider any person’s particular objectives, financial situation or needs. You should seek appropriate professional financial, legal and taxation advice. Any information expressed on this website is subject to change without notice. Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided. Raiz Home Ownership Pty Ltd may be paid a referral fee. If so, the referral fee will be disclosed to you by Raiz Home Ownership Pty Ltd and within the documentation provided to you by the broker. The information on this website is prepared by Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).
Raiz Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia Fund is issued in Australia by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) a subsidiary of Raiz Invest Limited and promoted by Raiz Invest Australia Limited (ACN 604 402 815). A Product Disclosure Statement (PDS) and Target Market Determination (TMD) for this product are available on the Raiz Invest website and App. A person should read and consider the PDS and TMD before deciding whether, or not, to acquire and continue to hold interests in the product. The risks of investing in this product are fully set out in the PDS and include the risks that would ordinarily apply to investing.
Our fees are clear and transparent with explanations and examples that can be found throughout our website here and in the PDS and FAQs. Raiz Invest Super is a Division of the DIY Master Plan. The PDS and TMD are issued by Diversa Trustees Limited (AFSL 235153, RSE Licence No L0000635) as Trustee of the DIY Master Plan. A person should consider the information in the PDS and the other important information (including the Members Guide) which form part of the PDS.
The bundll and superbundll products are provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. bundll, snooze and superbundll are trademarks of Flexirent Capital Pty Ltd, a subsidiary of FlexiGroup Limited.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.
Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).