We can help you get into a home, refinance and provide the assistance to first home buyers, as we have real people that understand all the complicated forms and grants and deals available for first home buyers.
We will be launching with access to 50 different lenders, including the major banks, giving you lots of choice and potentially the best rate.
First Home Buyers Loans
Each Raiz Home Specialist will negotiate with the lender on your behalf.
We take the pressure away by guiding you through the lending process.
We give you options and work hard to provide a smooth experience to get you into a new home or refinance an existing loan.
First Home Buyers
We will assist and work with you if you are eligible for the First Home Loan Deposit Scheme (FHLDS) where you could purchase or build a new home with as little as 5% deposit.
There are also various State based Duty reductions, and other benefits to First Home Buyers that we will work with you to reduce your costs.
For a loan settled through Raiz Home Ownership we will invest
$300 into your Raiz Invest or Raiz Invest Super Account as a Raiz Reward
Each month, while the loan is outstanding, we will invest
$12.50 into your Raiz Invest or Raiz Invest Super Account as a Raiz Reward
The information on this website is general advice only. The information has been prepared for informational purposes only and are not intended to amount to financial product advice or a recommendation in relation to any loan or investment. This means it does not consider any person’s particular objectives, financial situation or needs. You should seek appropriate professional financial, legal and taxation advice. Any information expressed on this website is subject to change without notice. Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided. The information on this website is prepared by Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).
Raiz Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia Fund is issued in Australia by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) a subsidiary of Raiz Invest Limited and promoted by Raiz Invest Australia Limited (ACN 604 402 815). A Product Disclosure Statement for this product is available on the Raiz Invest website and App. A person should read and consider the Product Disclosure Statement in deciding whether, or not, to acquire and continue to hold interests in the product. The risks of investing in this product are fully set out in the Product Disclosure Statement and include the risks that would ordinarily apply to investing.