Whether you are hanging out with your mates or family or chatting with your colleagues as you return to work, it seems that many Aussies have one topic on the tip of their tongues: property.
We get it! Whether you just want to learn more about property, or potentially even buy a property, Raiz may have products and tools to help you on your own path to property exposure.
Estimate the value of properties with Vali
Vali is a free to use valuation tool which is based on a database of over 13 million properties. Using it could help you value your current property, or a potential buy you are interested in.
Own it with Raiz Home Ownership!
Owning a home has been the Australian dream for many generations. We thought we could do something to help home buyers realise their dream, and that’s why we decided to launch Raiz Home Ownership.
Get access to our qualified Raiz mortgage broking specialists who will guide you through the loan products from up to 50 banks and lenders, helping you to understand the incentives available for first home buyers, which can be a step in the right direction when saving for a deposit. There are more than you may think! You can learn more about Raiz Home Ownership on our website.
Want to own a piece of a property in your super? Check out Superestate
Just like you can own a fraction of an ETF in your Raiz portfolio or Raiz Invest Super portfolio, you can own a piece of residential property via Superestate, the business recently acquired by Raiz.
Superestate’s goal is to make owning residential property as an investment a reality for all Aussies, and it does this by enabling its community to invest up to 50% of your super directly into residential property investment trust managed by Superestate.
This method of ownership means you skip out on some of expenses associated with owning a property, in particular the cost interest on a mortgage as none of the properties use mortgages to purchase. And you still get the benefits of diversification via ownership of a portfolio of residential properties.
Note: There are still costs associated with these properties, such as land tax and council tax, and these may impact the overall return of the fund.
To see if this product is suitable for you, please read the SuperestatePDS.
Don’t have the Raiz App?
Download it for free in the App store or the Webapp below:
Important InformationIf you have read all or any part of our email, website, or communication then you need to know that this is factual information and general advice only. This means it does not consider any person’s particular financial objectives, financial situation, or financial needs. If you are an investor, you should consult a licensed adviser before acting on any information to fully understand the benefits and risk associated with the product. This is your call but that is what you should do.You may be surprised to learn that RAIZ Invest Australia Limited (ABN 26 604 402 815) (Raiz), an authorised representative AFSL 434776 prepared this information.We are not allowed, and have not prepared this information to offer financial product advice or a recommendation in relation to any investments or securities. If we did give you personal advice, which we did not, then the use of the Raiz App would be a lot more expensive than the current pricing – sorry but true. You therefore should not rely on this information to make investment decisions, because it was not about you for once, and unfortunately, we cannot advise you on who or what you can rely on – again sorry.A Product Disclosure Statement (PDS) for Raiz Invest and/or Raiz Invest Super is available on the Raiz Invest website and App. A person must read and consider the PDS before deciding whether, or not, to acquire and/or continue to hold interests in the financial product. We know and ASIC research shows that you probably won’t, but we want you to, and we encourage you to read the PDS so you know exactly what the product does, its risks and costs. If you don’t read the PDS, it’s a bit like flying blind. Probably not a good idea.The risks and fees for investing are fully set out in the PDS and include the risks that would ordinarily apply to investing. You should note, as illustrated by the global financial crisis of 2008, that sometimes not even professionals in the financial services sector understand the ordinary risks of investing – because by their nature many risks are unknown – but you still need to give it a go and try to understand the risks set out in the PDS.Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance. Those of you who cannot afford financial advice may be considering ignoring this statement, but please don’t, it is so true.Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.This information may be based on assumptions or market conditions which change without notice and have not been independently verified. Basically, this says nothing stays the same for long in financial markets (or even in life for that matter) and we are sorry. We try, but we can’t promise that the information is accurate, or stays accurate.Any opinions or information expressed are subject to change without notice; that’s just the way we roll.The bundll and superbundll products are provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian credit licence number 247415. Bundll, snooze and superbundll are trademarks of Flexirent Capital Pty Ltd, a subsidiary of FlexiGroup Limited. Lots of names, which basically you aren’t allowed to reproduce without their permission and we need to include here.Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).