![\"\"](\"https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2021\/01\/tree.jpg\")
<\/p>\n<\/p>\n
We at Raiz are proud of the support from our customers in December whose efforts assisted us in planting trees. The small efforts from our customers have added up to make a big difference, whether it is by improving their finances or helping in our effort to fight the negative effects of climate change.<\/p>\n
<\/p>\n
Thanks to your referrals in December 2021, we were able to add thousands of users to our Raiz community, planting 1,392<\/strong>\u00a0<\/span>trees whilst paying out $13,920 in referrals into customer accounts! Since starting the Plant-A-Tree referral program, Raiz has cumulatively contributed 8,598 trees on behalf of our members.<\/p>\n It is estimated 10-15 trees will sequester one tonne of carbon over 30 years, so that is over 110 tonnes of carbon<\/strong><\/span> sequestered over the next 30 years by our Raiz community this December!<\/p>\n Trees bring many valuable benefits to the environment. The trees that you help plant:<\/p>\n If you would like to contribute on a more regular basis Raiz offers our\u00a0Offsetters<\/a><\/u><\/strong>\u00a0<\/strong>program, which for $3.70 a month, reduces your carbon footprint and creates impact by collectively supporting natural Australian disaster relief. You\u2019ll also go in the running for a chance to win prizes!<\/p>\n If\u00a0 socially responsible investing<\/strong><\/a><\/span><\/span>\u00a0is important to you, Raiz offers an\u00a0Emerald portfolio<\/strong><\/span>, which focuses on companies that are socially responsible. To view, go to the Raiz App Home Screen or Side Menu > Invest > Portfolio.<\/p>\n Thanks again for being so much more than a Raiz investor!<\/p>\n For more information on fees, click\u00a0here<\/span><\/strong>.<\/a><\/p>\n To see if Raiz Invest is suitable as an investment product for you, please read the PDS<\/a><\/strong>.<\/p>\n <\/p>\n <\/p>\n Download it for free in the App store or the Webapp below:<\/p>\n <\/figure>\n Important Information<\/em><\/strong><\/p>\n If you have read all or any part of our email, website, or communication then you need to know that this is factual information and general advice only. This means it does not consider any person\u2019s particular financial objectives, financial situation, or financial needs. If you are an investor, you should consult a licensed adviser before acting on any information to fully understand the benefits and risk associated with the product. This is your call but that is what you should do.<\/em><\/p>\n You may be surprised to learn that RAIZ Invest Australia Limited (ABN 26 604 402 815) (Raiz), an authorised representative AFSL 434776 prepared this information.<\/em><\/p>\n We are not allowed, and have not prepared this information to offer financial product advice or a recommendation in relation to any investments or securities. If we did give you personal advice, which we did not, then the use of the Raiz App would be a lot more expensive than the current pricing \u2013 sorry but true. You therefore should not rely on this information to make investment decisions, because it was not about you for once, and unfortunately, we cannot advise you on who or what you can rely on \u2013 again sorry.<\/em><\/p>\n A Product Disclosure Statement (PDS) for Raiz Invest and\/or Raiz Invest Super is available on the Raiz Invest website and App. A person must read and consider the PDS before deciding whether, or not, to acquire and\/or continue to hold interests in the financial product. We know and ASIC research shows that you probably won\u2019t, but we want you to, and we encourage you to read the PDS so you know exactly what the product does, its risks and costs. If you don\u2019t read the PDS, it\u2019s a bit like flying blind. Probably not a good idea.<\/em><\/p>\n The risks and fees for investing are fully set out in the PDS and include the risks that would ordinarily apply to investing. You should note, as illustrated by the global financial crisis of 2008, that sometimes\u00a0 not even professionals in the financial services sector understand the ordinary risks of investing \u2013 because by their nature many risks are unknown \u2013 but you still need to give it a go and try to understand the risks set out in the PDS.<\/em><\/p>\n Any returns shown or implied are not forecasts and are not reliable guides or predictors of future performance. Those of you who cannot afford financial advice may be considering ignoring this statement, but please don\u2019t, it is so true.<\/em><\/p>\n Under no circumstance is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz Invest or Raiz Invest Super.<\/em><\/p>\n This information may be based on assumptions or market conditions which change without notice and have not been independently verified. Basically, this says nothing stays the same for long in financial markets (or even in life for that matter) and we are sorry. We try, but we can\u2019t promise that the information is accurate, or stays accurate.<\/em><\/p>\n Any opinions or information expressed are subject to change without notice; that\u2019s just the way we roll.<\/em><\/p>\n The bundll and superbundll products are provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian credit licence number 247415. Bundll, snooze and superbundll are trademarks of Flexirent Capital Pty Ltd, a subsidiary of FlexiGroup Limited. Lots of names, which basically you aren\u2019t allowed to reproduce without their permission and we need to include here.<\/em><\/p>\n Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.<\/em><\/p>\n Home loans are subject to approval from the lending institution and Raiz Home Ownership makes no warranties as to the success of an application until all relevant information has been provided.<\/em><\/p>\n Raiz Home Ownership Pty Ltd (ABN 14 645 876 937), an Australian Credit Representative number 528594 under Australian Credit Licence number 387025. Raiz Home Ownership Pty Ltd is 100% owned by Raiz Invest Australia Limited (ABN 26 604 402 815).<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" We at Raiz are proud of the support from our customers in December whose efforts assisted us in planting trees. The small efforts from our customers have added up to make a big difference, whether it is by improving their finances or helping in our effort to fight the negative effects of climate change.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[1],"tags":[],"yst_prominent_words":[3804,3803,3798,3801,3796,3805,3807,3800,3795,3802,3797,117,3808,3806,3799,125,120,3794,3789,3787]}\n
\nDon\u2019t have the Raiz App?<\/h3>\n
![\"download-raiz-app\"](\"https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2018\/08\/download-app.png\")
<\/a>