{"id":3100,"date":"2016-03-03T06:31:55","date_gmt":"2016-03-03T06:31:55","guid":{"rendered":"https:\/\/raizinvest.com.au\/investors\/back-to-uni-time-to-get-smart-about-investing\/"},"modified":"2024-04-23T07:11:10","modified_gmt":"2024-04-23T07:11:10","slug":"back-to-uni-time-to-get-smart-about-investing","status":"publish","type":"post","link":"https:\/\/raizinvest.com.au\/investors\/blog\/back-to-uni-time-to-get-smart-about-investing\/","title":{"rendered":"Back to Uni – Time to get smart about investing"},"content":{"rendered":"
\"image\"<\/figure>\n

As summer officially comes to an
\nend, it is time to go back to University \u2013 and we know that whether you are a
\nfirst year student or a returning graduate the temptation to spend is
\neverywhere.\u00a0<\/span><\/p>\n

The harsh reality of returning to
\nUni is that it is time to recover from a summer spent emptying your bank
\naccount travelling, shopping and celebrating the festive season. Even if you
\nspent the summer working, the start of the academic year is the perfect time to
\nstart thinking about the best way to make your hard earned cash last
\nlonger.\u00a0<\/span><\/p>\n

Instead of falling into the trap
\nof spending all your savings on overpriced but underwhelming lunches on campus,
\nor unnecessary Tuesday afternoon drinks at the union bar, get smart about
\nsaving and investing \u2013 whilst you spend.<\/span><\/p>\n

\u00a0It may seem trivial today,
\nbut these little savings add up and will pleasantly surprise you, helping fund
\nyour next summer activities. Not only is saving a bit of extra cash useful, but
\nbeing disciplined with your money is an important life lesson for everyone\u2026<\/span><\/p>\n

\u00a0However, if you cannot
\nfunction without three double-shot soy flat whites a day, at-least\u00a0start
\nsaving whilst you spend<\/b>. That\u2019s where Raiz comes in!<\/span><\/p>\n

\u00a0Many university students
\nthink that they are not ready to start investing. Whether you think that your
\nincome isn\u2019t big enough, you are too young, or that you are lacking the
\nfinancial knowledge, it\u2019s time to stop making excuses because it\u2019s easier than
\nyou think. You can start investing from as little as $5.00.<\/span><\/p>\n

By rounding-up your purchases, Raiz
\nlinks your everyday spending to saving and investing.\u00a0<\/span><\/p>\n

The goal of the round-up is to
\nallow you to invest small amounts, without even thinking about it! By linking
\nyour spending accounts (EFTPOS, debit and credit cards etc.), the virtual
\nchange from every transaction is invested into your Raiz investment account.
\nThis combined with lump sum investments and automatic deposits gives you an
\neasy way to effectively develop your first portfolio.\u00a0\u00a0You can get
\nyour money out at any time with a couple of swipes of the app.<\/b>\u00a0For more information on Raiz fees, click here<\/span>.<\/a><\/span><\/p>\n

The registration process only
\ntakes a couple of minutes and no previous knowledge of markets is needed to set
\nup your account.<\/span><\/p>\n

Whether you are already planning
\nyour mid-year escape, thinking about paying off your University debts or just
\nfeel like your laptop is in need of an upgrade \u2013 you are ready to start
\ninvesting.\u00a0 With so much on your mind at the beginning of a university semester
\n\u2013 let Raiz take care of your savings.<\/span><\/p>\n

 <\/p>\n

Important Information<\/strong><\/span><\/p>\n

The information on this website is general advice only. This means it does not consider any person\u2019s investment objectives, financial situation or investment needs. If you are an investor, you should consult your licensed adviser before acting on any information contained in this article to fully understand the benefits and risk associated with the Raiz product.<\/p>\n

The information in this website is confidential. It must not be reproduced, distributed or disclosed to any other person. The information is based on assumptions or market conditions which change without notice. This will impact the accuracy of the information.<\/p>\n

Under no circumstances is the information to be used by, or presented to, a person for the purposes of deciding about investing in Raiz.<\/p>\n

Past return performance of the Raiz product should not be relied on for deciding to invest in Raiz and is not a good predictor of future performance.<\/p>\n","protected":false},"excerpt":{"rendered":"

As summer officially comes to an end, it is time to go back to University \u2013 and we know that whether you are a first year student or a returning graduate the temptation to spend is everywhere.\u00a0 The harsh reality of returning to Uni is that it is time to recover from a summer spent […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[1],"tags":[74,65],"yst_prominent_words":[158,151,233,314,117,150,1249,1252,392,1074,315,1106,722,1253,229,1022,1250,702,352,1251]}