{"id":3098,"date":"2016-03-21T05:33:23","date_gmt":"2016-03-21T05:33:23","guid":{"rendered":"https:\/\/raizinvest.com.au\/investors\/4-reasons-you-should-build-a-budget-today\/"},"modified":"2021-02-08T05:08:02","modified_gmt":"2021-02-08T05:08:02","slug":"4-reasons-you-should-build-a-budget-today","status":"publish","type":"post","link":"https:\/\/raizinvest.com.au\/investors\/blog\/4-reasons-you-should-build-a-budget-today\/","title":{"rendered":"4 Reasons you should build a budget today"},"content":{"rendered":"
\"image\"<\/figure>\n

It\u2019s
\nprobably not going to be the most interesting thing you do this year, but
\nbuilding a budget could be one of the most important\u2026 and it doesn\u2019t really
\ntake that much effort. Here\u2019s 4 quick reasons you should take an hour out of
\nyour busy schedule to build a budget:<\/p>\n

1)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Gets
\nYou Thinking<\/b><\/p>\n

It\u2019s
\ntoo easy to live your life on autopilot these days. When you can use your card
\njust about anywhere it\u2019s easy to forget just how much you are spending, and
\nwhat you are spending it on. If anything, writing out a budget gets you
\nthinking about what you\u2019re currently spending your hard earned money on, and
\nwhat you actually\u00a0want<\/b>\u00a0to be spending it on.<\/p>\n

2)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0No
\nNasty Surprises<\/b><\/p>\n

Not
\nonly will an effective budget tell you what you\u2019re spending money on, but also
\nwhen you are spending it. This can\u2019t help avoid nasty surprises in your bank
\naccount when you have to pay your phone, electricity, rent, gym membership or
\nany other kind of bill as many of us do.<\/p>\n

3)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Forward
\nPlanning<\/b><\/p>\n

Having
\na budget allows you to look not only to tomorrow, but to the coming weeks, months,
\nand years. It allows you to plan a path to financial fitness, and identify what
\nyou need to do to get there.<\/p>\n

4)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Old
\nHabits Die Hard<\/b><\/p>\n

Even
\nif it\u2019s not the most pressing issue, developing a disciplined saving plan is
\nalways important. If you get into the groove of keeping a track of your
\nspending habits, it\u2019ll be all the more easy when you have a bigger, more
\ncomplicated budget to deal with.<\/p>\n

So
\nif you have a bit of spare time this week, try building a budget, and be sure
\nto let us know on Facebook and Twitter of any tips you have!<\/b><\/p>\n

You can start using Raiz at any time by clicking this link!<\/a>\u00a0For more information on Raiz fees, click here<\/span>.<\/a><\/b><\/p>\n

 <\/p>\n

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Past return performance of the Raiz product should not be relied on for deciding to invest in Raiz and is not a good predictor of future performance.<\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s probably not going to be the most interesting thing you do this year, but building a budget could be one of the most important\u2026 and it doesn\u2019t really take that much effort. Here\u2019s 4 quick reasons you should take an hour out of your busy schedule to build a budget: 1)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Gets You Thinking It\u2019s […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[1],"tags":[],"yst_prominent_words":[3744,999,283,1268,332,2212,151,314,153,3742,3741,1215,313,117,150,722,3743,702,352,466]}