{"id":11739,"date":"2025-10-01T08:14:26","date_gmt":"2025-09-30T22:14:26","guid":{"rendered":"https:\/\/investors-admin.raizinvest.com.au\/?p=11739"},"modified":"2025-10-17T08:15:02","modified_gmt":"2025-10-16T22:15:02","slug":"raiz-portfolio-performance-for-financial-year-2024-25","status":"publish","type":"post","link":"https:\/\/raizinvest.com.au\/investors\/blog\/raiz-portfolio-performance-for-financial-year-2024-25\/","title":{"rendered":"Raiz portfolio performance for financial year 2024-25"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img width=\"1050\" height=\"525\" src=\"https:\/\/investors-admin.raizinvest.com.au\/wp-content\/uploads\/2025\/10\/Blog_Raiz_performance_24-25_banner.png\" alt=\"\" class=\"wp-image-11740\" srcset=\"https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Blog_Raiz_performance_24-25_banner.png 1050w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Blog_Raiz_performance_24-25_banner-640x320.png 640w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Blog_Raiz_performance_24-25_banner-1024x512.png 1024w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Blog_Raiz_performance_24-25_banner-320x160.png 320w\" sizes=\"(max-width: 1050px) 100vw, 1050px\" \/><\/figure>\n\n\n\n<p>With the 2024\/25 financial year now wrapped, it\u2019s time to reflect on how Raiz portfolios have performed over the past 12 months. Whether you\u2019re new to investing or have been steadily building your knowledge and experience, understanding performance can provide valuable insights to help guide your long-term investment strategy.<\/p>\n\n\n\n<!--more-->\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3>FY24\/25 was another positive year for Raiz investment portfolios<\/h3>\n\n\n\n<p>Indicative portfolio performance is provided for Raiz Invest\u2019s pre-defined portfolios as &nbsp;individual investor outcomes may differ due to factors such as deposits, withdrawals, and timing of investments. Performance figures are illustrative only and based on the following assumptions:<\/p>\n\n\n\n<ul><li>Assumes a portfolio balance of $50,000 held for the full year with no deposits or withdrawals.<\/li><li>Includes all underlying issuer fees and Raiz management fees.<\/li><li>The inception date for each portfolio is 8 May 2018, unless otherwise stated., unless otherwise started in the table.<\/li><li>Performance figures are shown before tax. Any tax payable on investment returns will depend on individual circumstances.<\/li><li>Returns are net of fees and expressed in Australian dollars (AUD).<\/li><\/ul>\n\n\n\n<p>For details of the underlying investments in each portfolio, please refer to the <a href=\"https:\/\/raizinvest.com.au\/product-disclosure-statement\">Product Disclosure Statement.<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img width=\"1280\" height=\"593\" src=\"https:\/\/investors-admin.raizinvest.com.au\/wp-content\/uploads\/2025\/10\/Investment-Performance-Full-Narrower-30-Jun-2025-2-1280x593.png\" alt=\"\" class=\"wp-image-11741\" srcset=\"https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Investment-Performance-Full-Narrower-30-Jun-2025-2-1280x593.png 1280w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Investment-Performance-Full-Narrower-30-Jun-2025-2-640x296.png 640w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Investment-Performance-Full-Narrower-30-Jun-2025-2-1024x474.png 1024w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Investment-Performance-Full-Narrower-30-Jun-2025-2-320x148.png 320w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2025\/10\/Investment-Performance-Full-Narrower-30-Jun-2025-2.png 1352w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>The performance figures shown above do not relate to portfolios held within Raiz Invest Super. Additional fees and charges apply to Super products. For full details, please refer to the Raiz Invest Super Product Disclosure Statement and Member Guide.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3>Performance highlights for FY24\/25<\/h3>\n\n\n\n<ul><li><strong>Sapphire and Aggressive<\/strong>, returning 16.84% and 16.27% respectively. These outcomes reflected gains in both growth assets and Bitcoin (for Sapphire), and strong equity exposure (for Aggressive).<\/li><li><strong>Moderately Aggressive<\/strong>, <strong>Moderate<\/strong>, <strong>Emerald and Property <\/strong>portfolios delivered returns of 14.01%, 11.74%, 11.29% and 10.73% respectively.<\/li><li><strong>Conservative and Moderately Conservative<\/strong> portfolios remained solid, returning 8.61% and 9.64%, reflecting their lower-risk positioning.<\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3>Staying invested through market cycles<\/h3>\n\n\n\n<p>At Raiz, we encourage customers to focus on the long term. Whether you\u2019re investing through Round-Ups, recurring deposits, or building goals with Raiz Kids or Jars, staying consistent can help smooth out market ups and downs and compound growth over time.<\/p>\n\n\n\n<p>As we move into FY25\/26, it\u2019s a good time to review your portfolio settings in the app and ensure they still align with your financial goals, time horizon and comfort with risk.<\/p>\n\n\n\n<p><strong>Past performance is not a reliable indicator of future performance.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3>Don\u2019t have the Raiz App?<\/h3>\n\n\n\n<p>Download it for free in the App store or the Webapp below:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/3yef.adj.st\/home?adj_t=4emcfc6_1okyyjf&amp;adj_deep_link=raiz%3A%2F%2Fhome&amp;adj_fallback=https%3A%2F%2Fapp.raizinvest.com.au%2F\"><img width=\"351\" height=\"84\" src=\"https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2018\/08\/download-app.png\" alt=\"download-raiz-app\" class=\"wp-image-3372\" srcset=\"https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2018\/08\/download-app.png 351w, https:\/\/raizinvest.com.au\/investors\/wp-content\/uploads\/2018\/08\/download-app-320x77.png 320w\" sizes=\"(max-width: 351px) 100vw, 351px\" \/><\/a><figcaption><span style=\"text-decoration: underline;\"><a href=\"https:\/\/3yef.adj.st\/home?adj_t=4emcfc6_1okyyjf&amp;adj_deep_link=raiz%3A%2F%2Fhome&amp;adj_fallback=https%3A%2F%2Fapp.raizinvest.com.au%2F\">Click to download the Raiz app<\/a><\/span><\/figcaption><\/figure><\/div>\n\n\n\n<p><strong><em>Important Information<\/em><\/strong><\/p>\n\n\n\n<p><em>This blog has been issued by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022) and has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Please read the relevant Product Disclosure Statement and any associated reference documents before making an investment decision. In accordance with the Design and Distributions Obligations, we maintain Target Market Determinations for our Funds. All documents can be found on the Raiz website www.raizinvest.com.au, or calling the Customer Support team on 1300 754 748. Please note that past performance is not a reliable indicator or guarantee of future performance. Historical returns, forecasts, and market commentary are provided for general informational purposes only. All investment carries risk and may result in loss of capital.<\/em><\/p>\n\n\n\n<p><a id=\"_msocom_1\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>With the 2024\/25 financial year now wrapped, it\u2019s time to reflect on how Raiz portfolios have performed over the past 12 months. Whether you\u2019re new to investing or have been steadily building your knowledge and experience, understanding performance can provide valuable insights to help guide your long-term investment strategy.<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[4511,4525,19,1,20],"tags":[],"yst_prominent_words":[98,155,332,609,224,245,314,500,355,354,97,82,117,166,125,239,728,352]}