{"id":11679,"date":"2025-09-09T09:13:30","date_gmt":"2025-09-08T23:13:30","guid":{"rendered":"https:\/\/investors-admin.raizinvest.com.au\/?p=11679"},"modified":"2025-09-09T09:13:42","modified_gmt":"2025-09-08T23:13:42","slug":"the-3-biggest-myths-about-investing","status":"publish","type":"post","link":"https:\/\/raizinvest.com.au\/investors\/blog\/the-3-biggest-myths-about-investing\/","title":{"rendered":"The 3 biggest myths about investing"},"content":{"rendered":"\n
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If you\u2019ve been thinking about investing but keep putting it off, chances are you might have run into one of these common myths. They sound convincing, but they’re often the very things that stop people from getting started. So let\u2019s bust them.<\/p>\n\n\n\n\n\n\n\n

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Myth 1: You need a lot of money to start<\/h3>\n\n\n\n

A lot of people think investing is only for people with big savings accounts or spare cash. While that may have been true years ago, it is not the case today.<\/p>\n\n\n\n

With Raiz, you can start with as little as $5. Your money is automatically spread across a portfolio of investments, so you get instant diversification without having to save thousands first.<\/p>\n\n\n\n

If you\u2019re thinking \u2018What’s the point of investing $5 what will that do?!\u2019<\/em> The answer: A lot actually, and it’s not just about the dollars!  Starting small lets you get comfortable with investing, learn as you go and build habits. Over time, those small amounts can grow into something significant thanks to compounding \u2013 where your returns start earning their own returns.<\/p>\n\n\n\n

Truth:<\/strong> You do not need a lot to start, you just need to start.<\/p>\n\n\n\n

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Myth 2: Investing is too risky<\/h3>\n\n\n\n

Yes, investing comes with risk \u2013 but not investing, that’s also risky!<\/p>\n\n\n\n

Here\u2019s why: inflation.
Inflation is the rise in the cost of goods and services over time. As the cost of things go up, each dollar you have buys less than it did before. Even a small amount of inflation each year can quietly chip away at your money\u2019s value.<\/p>\n\n\n\n

Investing gives your money the chance to grow faster than inflation over the long run. The goal isn\u2019t to avoid risk altogether, it\u2019s to manage it. That\u2019s where your risk profile comes in. By matching your investments to your comfort level and time frame, you can find a balance between growth potential and stability that works for you. <\/p>\n\n\n\n

Truth:<\/strong> Not investing can be risky too. The key is finding the balance that works for your goals.<\/p>\n\n\n\n

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Myth 3: You need to know everything before you invest<\/h3>\n\n\n\n

Waiting until you \u201cknow enough\u201d can mean waiting forever. The reality is, you will never know everything<\/em> \u2013 even experienced investors are always learning.<\/p>\n\n\n\n

You don\u2019t need a finance degree, years of study, or perfect timing to begin. In fact, many investors say their confidence only started to build once they were actually in the market. <\/p>\n\n\n\n

The key is to start with an amount you\u2019re comfortable with, even if it’s $5, choose investments that match your risk profile and time frame, and let the process be part of your education. <\/p>\n\n\n\n

Truth:<\/strong> You can learn as you invest. The important thing is to take the first step.<\/p>\n\n\n\n

The biggest obstacle to investing is often the stories we tell ourselves. If you can move past these myths, you will see that getting started is less about being perfect and more about being consistent.<\/p>\n\n\n\n

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Don\u2019t have the Raiz App?<\/h3>\n\n\n\n

Download it for free in the App store or the Webapp below:<\/p>\n\n\n\n

\"download-raiz-app\"<\/a>
Click to download the Raiz app<\/a><\/span><\/figcaption><\/figure><\/div>\n\n\n\n

Important Information<\/em><\/strong><\/p>\n\n\n\n

This blog has been issued by Instreet Investment Limited (ACN 128 813 016 AFSL 434776) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022) and has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Please read the relevant Product Disclosure Statement and any associated reference documents before making an investment decision. In accordance with the Design and Distributions Obligations, we maintain Target Market Determinations for our Funds. All documents can be found on the Raiz website www.raizinvest.com.au, or calling the Customer Support team on 1300 754 748. Please note that past performance is not a reliable indicator or guarantee of future performance. Historical returns, forecasts, and market commentary are provided for general informational purposes only. All investment carries risk and may result in loss of capital..<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

If you\u2019ve been thinking about investing but keep putting it off, chances are you might have run into one of these common myths. They sound convincing, but they’re often the very things that stop people from getting started. So let\u2019s bust them.<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[4511,4525,19,1,20],"tags":[],"yst_prominent_words":[1600,1714,224,233,317,153,270,117,166,728,589,1684,229,228,352,1403]}